12 Effortless Changes That Will Upgrade Your Whole Life | The Financial Diet financial diet

by msithailandDFG



วิดีโอนี้นำเสนอโดย Wealthsimple กำลังมองหาวิธีอื่น ๆ ที่จะทำให้ชีวิตของคุณดีขึ้นหรือไม่? ลองชมวิดีโอนี้: การยกระดับชีวิตของคุณไม่ได้หมายความว่าคุณต้องยอมจำนนต่อการใช้ชีวิตแบบพองตัว และเริ่มใช้จ่ายเกินรายได้ของคุณ ที่จริงแล้ว มีการปรับปรุงเล็กๆ น้อยๆ มากมายที่คุณสามารถทำได้โดยใช้ความพยายามเพียงเล็กน้อย เช่น เลือกตัวเลือกที่ดีกว่าด้วยการขอคืนภาษี หรือแม้แต่ค้นหาระบบง่ายๆ เพื่อจัดการกับความยุ่งเหยิง การศึกษาวิจัยของ Pew: การขอคืนภาษีโดยเฉลี่ย: เครื่องคำนวณดอกเบี้ยทบต้น: ชาวอเมริกันวางแผนที่จะใช้เงินคืนอย่างไร: เราใส่เสื้อผ้ามากแค่ไหนในตู้เสื้อผ้าของเรา: นิสัยการดื่มแบบอเมริกัน: วิธี “ชามขยะ”: เงินที่ใช้กับ Ubers: ความเครียดในวันจันทร์: การใช้อุปกรณ์อย่างมีประสิทธิภาพ: ดูข้อมูลเพิ่มเติมเกี่ยวกับ The Financial Diet ที่จัดโดย Chelsea Fagan ที่นี่: เว็บไซต์ The Financial Diet: Facebook: Twitter: Instagram: .

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12 Effortless Changes That Will Upgrade Your Whole Life | The Financial Diet

12 Effortless Changes That Will Upgrade Your Whole Life | The Financial Diet

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12 Effortless Changes That Will Upgrade Your Whole Life | The Financial Diet
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ดูวิธีการทำเงินออนไลน์ล่าสุดทั้งหมด: ดูเพิ่มเติมที่นี่
ดูวิธีการทำเงินออนไลน์ล่าสุดทั้งหมด: ดูเพิ่มเติมที่นี่

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45 comments

The Financial Diet 12/10/2021 - 3:57 Chiều

Here are some time and money saving tips to improve your life: https://youtu.be/ZwFmWkA5afs.

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Firstname Lastname 12/10/2021 - 3:57 Chiều

WHO TF HAS 82% OF A CLOSET THEY DONT WEAR???
I be out here procrastinating laundry til I'm physically out of weather-appropriate clothes, walkin' around at the end of the month in a pair of swim trunks and a free t shirt cuz I've already worn all my real shorts twice

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Cedonia Peterson 12/10/2021 - 3:57 Chiều

I am very late to this comment section, but please don't delete Uber from your phone if you go out alone in cities. It really saved my butt a couple years ago when I was walking home alone in Paris, lost, with an almost-dead phone and the metro had stopped for the night and the taxis refused to do business with me because I didn't have their app. It's always a good safety precaution to have some sort of transport app on your phone to get out of emergencies with the touch of a button.

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Jennifer McGill 12/10/2021 - 3:57 Chiều

I'm surprised that the average tax refund is that high. Usually that's money that the government kept from us all year, interest free, right? Update your W4 with more dependents if you're overpaying in taxes every year!

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Timothy Smith 12/10/2021 - 3:57 Chiều

I listen to a ton of different financial related videos and podcasts. I have to say every part of TFD is done well. The background is beautiful and pleasant. The announcer sounds very professional and doesn't take 20 extra minutes to get to the point, the production quality is very solid and lastly the content is great. It feels very wholistic and not just about the money aspect of finance.

This really is a quality channel. I'm a 40 year old male and it is appealing to me, but I can see this info and how it is presented as being appealing to a wide range of folks including late teens-early 20's. In fact if thjs channel, or youtube had been around when I was in my teens I would have made much different choices has I seen a video like TFD videos.

Great job, you are helping so many people!!

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caroline kaplan 12/10/2021 - 3:57 Chiều

Six percent ? And with inflation what will that buy you ? Retirement is important. But most people can work at least part time until our seventies if we live to 85. The goal is to have work be motivating and rewarding.
At 56 I’m empty nesting. I’ve streamlined clothes , jewelry, scarves purses makeup and linens. Every routine has been simplified . The kids crap is out of the house.
Don’t delete the email unless it’s an ex. Send a wishing you good luck message.
Editing your life relationships and possessions is a constant concern. Only you can curate your own life.
I left me downtown Chicago apartment a year ago to covid quarantine on five acres in Michiana with my girlfriend. We planned to retire together by seventy ish.
I’ve had a year to do all medical , sort out and update my practice and switch to remote , enjoy the more suburban / rural lifestyle and still have Whole Foods delivery if necessary.
It’s also been interesting to catch up with friends over the phone across the country.
Not everyone gets a chance to regroup. Planning on six more months of this and then teaching plus remote practice. My budget is completely different here.
Ps the Uber budget in the city is so much safer for women.

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Alltheplantsandanimals 12/10/2021 - 3:57 Chiều

I love Mondays. It’s like a fresh start every week. The possibilities are endless. This week could be awesome. Friday’s suck. I get to Friday and kick myself for not doing better. But Monday is a fresh start.

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Alltheplantsandanimals 12/10/2021 - 3:57 Chiều

I deleted the Amazon app from my phone. I saved at least $200 this week. That was my average spending every week.

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zakosist 12/10/2021 - 3:57 Chiều

4:58 maybe I should invest, never done that before and don't feel I fully understand it. At least google says its reliable. Does wealth simple work in other countries than Canada? (I'm from Norway). What does the app itself cost if anything?. I'm also not sure if I want the app to decide for me how much money to invest can you decide that manually?

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Solid State 12/10/2021 - 3:57 Chiều

I usually don't alcohol outside my own home. I don't feel save enough to walk around drunk in public. I want to get home save. Being drunk makes you an easy target.

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Solid State 12/10/2021 - 3:57 Chiều

I don't wear a different outfit every day. I have a nose.

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Raya Zara 12/10/2021 - 3:57 Chiều

“Get rid of that thing in your home that you hate”
SO I CAN SMASH THESE UGLY HAND ME DOWN DISHES??
“It could be making someone else happy instead!”
Fiiiiine I’ll donate them… except the wobbly one, I’m smashing that. As a treat.

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Zephemeral 12/10/2021 - 3:57 Chiều

Number four saved not just my money, but my entire life.

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Alex Dalton 12/10/2021 - 3:57 Chiều

Along with the deleting apps one – delete all food delivery apps! Of course you can still go ahead and redownload Doordash, but it will just be an obstacle that makes you think twice about it

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Becksss 12/10/2021 - 3:57 Chiều

Omg I'm binge watching your channel! You're like a big sister

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Marti Benson 12/10/2021 - 3:57 Chiều

I gave away a bunch of stuff to my local buy nothing project. It felt really good to give the stuff to people who needed it locally.

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Kezia Neita 12/10/2021 - 3:57 Chiều

Can wealthsimple be used by individuals in the Caribbean ?

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Laurien 12/10/2021 - 3:57 Chiều

Great video. Very inspiring

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Laura Perdue 12/10/2021 - 3:57 Chiều

Whoa, Chelsea whoa! How did you know I need a new shower curtain?

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Yes to Hawaii 12/10/2021 - 3:57 Chiều

8:56 100% agree! I deleted all the major apps I was using, especially delivery food. I was spending so much on that and convenience ubers in general. Here in downtown Honolulu, we have those bike rideshares (“Bikis”). For $15/month, you can ride a bike unlimited 30 minute rides with plenty of bike stops. Easy switch and saves money from lazy Uber rides. 10:18 yes!! Something as simple as a new shower curtain can completely revamp parts of the home. Another option in a pinch is to use those magic erasers to wipe the mold off if its not too heavy. They completely take down the soap scum.

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Inaleigh Johnson 12/10/2021 - 3:57 Chiều

I can't believe you called me out with the shower curtain!!!! Also I can't get over this person shes perfect

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Liza Bales 12/10/2021 - 3:57 Chiều

Why are people getting such large tax refunds. Use the IRS calculator and figure out what your payroll deductions should be. The goal should be $0 owed $0 refund. With the "extra" income you make from not paying too much in taxes, pay down debt and build up savings throughout the year.

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Annaeeee 12/10/2021 - 3:57 Chiều

Omg the dividing chores tip is so useful. My boyfriend hates doing laundry while I don't mind it, and I hate doing dishes but he feels like it's almost relaxing, so this will make our lives much less annoying lol.

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Saraya N. 12/10/2021 - 3:57 Chiều

Do i have to walk 10,000 steps s day

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Lucy Gregg 12/10/2021 - 3:57 Chiều

I totally agreeeee…. I had the idea dividing cleaning stuff my mom had the idea we should swap every other week… I should have listened to myself rather then on her.

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Yahesa Guav 12/10/2021 - 3:57 Chiều

i am a 20 year old jobless college student nodding along to everything you're saying

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Lisa Wise 12/10/2021 - 3:57 Chiều

Only 18% of my clothes fit right now due to the Quarantine 115 I’ve gained . . . So there’s that.

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Jenna Gadille 12/10/2021 - 3:57 Chiều

If you can — wash your shower curtain in the washing machine with a load of towels. (Do not put it in the dryer!) It'll hold a lot of water so be careful taking it out, but do this instead of unnecessarily buying another plastic shower curtain because we all know where plastic ends up 🙂

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Sirena Chantal 12/10/2021 - 3:57 Chiều

How do you find something to invest in at 6%?

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Amethyst Jean 12/10/2021 - 3:57 Chiều

I love the idea of wearing new outfits and will do that. I rarely drink so not changing there. I can't believe the money spent on Ubers. I have never taken an Uber. I take a cab once in a blue moon (like when I have 2 buckets of cat litter to carry on the bus). II like checking the bank first thing in the morning. No more mindless spending. I am definitely guilty of not being aware of what money is in the bank. One thing that COVID has done for me is stopped me going to Starbucks on the way to work $50 a month. Thanks I really like a lot of these tips and they were not the cliche things that I expected.

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Amethyst Jean 12/10/2021 - 3:57 Chiều

Who the heck gets 6% compound returns? I wish I am luck to get greater than 1%

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WatermelonLover 12/10/2021 - 3:57 Chiều

I felt called out by the comment of “leaving the dishes to soak”…

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Elaine Walker 12/10/2021 - 3:57 Chiều

Love your content.

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160p2GHz 12/10/2021 - 3:57 Chiều

My Monday thing back when I drank was to always go work in a little pub across from my real work. It just had a great ambiance and I could get dinner there and a beer or two for 10 dollars (very very cheap in my city) because of the specials for the slower days of the week. Now that I'm trying to not drink if I was still there I'd probably go to one of my favourite cafes and get a tea while I work.

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160p2GHz 12/10/2021 - 3:57 Chiều

The drinking thing I know everyone says this but I lost 10 lbs in like 4 months with almost zero other effort and like doubled my savings (hard to say which factors contributed but I'm sure this is one) just by giving up drinking unless I'm in a social situation that explicitly calls for it. I drink something I won't chug (a whiskey or liquor instead of a beer) if I'm at like an event and space out with non alchy drinks in between each. And since I'm in quarantine I'm really only at virtual birthdays or social drinks maybe once or twice a month. I also always start with a soda water to see if maybe I've assumed most people are drinking in a situation where they aren't.

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160p2GHz 12/10/2021 - 3:57 Chiều

And omg the clothing thing is genius. I want to figure out what to donate and that is like the missing component to the "turn the hangers around as you wear things". Like maybe I would wear some other things if I tried, so having Wednesday be my "see if you forgot to wear this or subconsciously hate it" will be perfect. (Tip for ppl who are also doing this, tell yourself you can pick x number of things you didn't flip, it helps alleviate the stress that you might miss something like that one cocktail dress you'd like to keep, or all your winter clothing because you did this in summer, also if you don't hang clothes you can possibly do this by dividing clothes as you wash them (one side of drawer once you wash it to prove you wore it))

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160p2GHz 12/10/2021 - 3:57 Chiều

Sponsorship preview : "Initial deposit $50K"
Me: has heart attack

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160p2GHz 12/10/2021 - 3:57 Chiều

Dividing chores is my dream. I don't mind most chores but would kill for someone to hang and fold my laundry. Like I will get dishes, trash, wiping surfaces if someone would just fold my shirts.

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J H 12/10/2021 - 3:57 Chiều

I like the junk container idea

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Josephine Winter 12/10/2021 - 3:57 Chiều

You can get an investment rate above 2%? Where are you living?!!!!! 1.2% is high in UK now

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Mary Schmauss 12/10/2021 - 3:57 Chiều

Seems like lately TFD is promoting websites that offer to do things for you which puts your financial data on the internet with random companies. Including personal information that could be hacked. Have you seen the recent identity theft rates. Are these various websites safe?

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Anastasia Wortham 12/10/2021 - 3:57 Chiều

Lol I'm basically a clothing minimalist. Because I wear a uniform to work, I cycle my afternoon clothing change. I'm not washing a pair of jeans and tank I'm only wearing for 4-6 hours a day, every day. I wear them for a couple days, no more than three, and then in the hamper they go.

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Irene Nwankpa 12/10/2021 - 3:57 Chiều

I have a question. What if using Ubers out of convenience is for your safety? I live in NYC and work as a student nurse in a big hospital. I get off work late at about 11:30pm and If take the subways/bus, with late-night schedules, I reach home almost 1 am and it's not safe. How can I save money on Ubers each month?

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digital_student 12/10/2021 - 3:57 Chiều

I have found that beeing a litte drunk makes chores basically do themselves. I do not encourage drinking just for cleaning, lonely housewife style, but using the indifference alcohol gives you to 'I do not want to do that' after a Friday or Saturday night out to get things done. So instead of falling right into bed and not beeing able to sleep properly because of the alcohol in your system, try getting an hour of cleaning in while drinking a few glasses of water. After that, your system will have calmed down and you will be able to sleep better and it doesn't even matter that you will sleep in since you got 1,5h worth of chores done last night in 1h that you would otherwise have to do this morning.
Just remember not to do anything loud like vacuuming if you life in an apartment complex to not bother your neighbors.

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Clarissa Brinkman 12/10/2021 - 3:57 Chiều

I have NO idea what "investing" is or anything. Could you guys do a whole video on investing?

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